Open Enrollment

• Enrollment Deadline: November 14, 2025
• Plan Year: January 1, 2026-December 31, 2026
• Claim Submission Deadline: Claims must be submitted within 90 days of the plan year end.

Health Care FSA
Maximum Annual Contribution: $3,400
What it Covers: Eligible out of pocket medical, dental, and vision expenses for you and your dependents (e.g., co-pays, deductibles, orthodontics) not covered by insurance.

Dependent Care (DCA)
Maximum Annual Contribution: $7,500 ($3,750 if married, filing separately) What it Covers: Expenses for the care of a child or dependent (e.g., daycare, preschool, before/after school care) furnished by a certified care provider.

Health Care FSA (Medical)

• Use It or Lose It: All funds must be spent on expenses incurred by the plan year end (Dec. 31, 2026) and submitted for payment by the claims deadline (within 90 days of plan year end). Total funds are available for use at the beginning of the plan year.

Dependent Care (DCA)

• Use It or Lose It: All funds must be spent on expenses incurred by the plan year end (Dec. 31, 2026) and submitted for payment by the claims deadline (within 90 days of plan year end).
• Pay-as-you-Go: Funds are only available as they are deducted from your paycheck.

Plan year elections are unchangeable and irrevocable for both plans.

If you wish to participate for the 2026 plan year, you must complete a new enrollment form, even if you participated last year. Elections do not carry over from plan year to plan year.

Ameriflex FSA Open Enrollment Form 2026 Plan Year

1. Submit the Form by the Deadline: Return your completed form to Margherita Manoiero no later than November 14, 2025.

You may return the form by:

Email: mmanoiero@oneida-boces.org
Interoffice Mail or US Postal Service:
OHM BOCES, Attn: Margherita Manoiero
PO Box 70, New Hartford, NY 13413

Outside of the open enrollment period, you can make changes if you qualify for a Special Enrollment Period due to a qualifying life event.

Examples of qualifying life events include: 

• Got married
• Lost coverage
• Got divorced
• Had a baby or adopted
• Aged off a parent's plan
• Death

Any changes to your insurance policies during a special enrollment period must be accompanied by: 

• a documented qualifying change in family status (marriage, divorce, birth, death, etc) AND;
• must be processed within 30 days of the qualifying event.

At the OHM BOCES, the open enrollment period for health and dental insurance is June 1 through June 30 of each year, with an effective date of July 1.